If you have become delinquent on your mortgage you will receive tons of information- some not so subtle suggestions- from many people who want to take advantage of your temporary misfortune. They will attempt to scare you by telling you that time is your enemy and that you must act immediately to save your credit. This will normally be followed by a proposal to solve your problem by suggesting that you sell or deed your property to them.
BEWARE! Don’t do anything until you understand ALL of your options